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Privacy Policy

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Hard Money 411 Privacy Policy

Effective Date: 08/04/2025

Hard Money 411 (“Company,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, services, or loan products, including SMS/text messaging services.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, phone number, email, address, date of birth.

  • Financial Information: Income, employment details, credit history, bank details.

  • Property/Collateral Information: Real estate ownership, property value, mortgage status.

  • Technical Information: IP address, browser type, device identifiers, site usage data.

2. How We Use Your Information

We use your information to:

  • Process loan applications and manage accounts;

  • Communicate with you regarding applications, updates, and servicing;

  • Send SMS/text messages for loan updates, reminders, and promotional offers (if you opt in);

  • Comply with applicable legal and regulatory requirements.

3. SMS/Text Messaging Consent

  • By providing your mobile number and opting in, you consent to receive SMS/text messages from Hard Money 411.

  • SMS consent is not shared with third parties or affiliates.

  • Message frequency varies. Standard message and data rates may apply.

  • You may opt out at any time by replying STOP to any message.

4. Information Sharing

We may share your information only as necessary to:

  • Process loans with affiliates, service providers, and regulatory authorities;

  • Prevent fraud and comply with legal obligations.

👉 We do not sell, rent, or share your personal or SMS consent information with third parties for marketing purposes.

5. Cookies and Tracking

Our website may use cookies and similar technologies to improve your experience, analyze site usage, and support marketing efforts. You may adjust your browser settings to limit cookies, but some features may not work properly.

6. Data Security

We use physical, administrative, and technical safeguards to protect your information. While we strive to protect your data, no system is 100% secure.

7. Your Rights

Depending on your location, you may have the right to:

  • Request access to or correction of your personal information;

  • Request deletion of your data (where legally permitted);

  • Opt out of marketing communications.

8. Children’s Privacy

Our services are not directed to individuals under 18 years old. We do not knowingly collect personal data from children.

9. Updates to this Policy

We may update this Privacy Policy periodically. Any updates will be posted on our website with a revised “Effective Date.”

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

  • 📧 Email: info@hardmoney-411.com

  • 📞 Phone: (888)338-9411

  • 📍 Address: 17315 Studebaker Rd #332C, Cerritos, CA 90703-2563