Hard Money 411 Terms and Conditions

Effective Date: 08/04/2025

Welcome to Hard Money 411 (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or loan products, you agree to these Terms and Conditions. If you do not agree, please do not use our website or services.

1. Eligibility

• You must be at least 18 years of age to apply for or use our services.

• By submitting information, you represent that it is accurate, complete, and truthful.

2. Loan Services

• Hard Money 411 provides real estate, commercial, and hard money loan services.

• Loan applications are subject to underwriting, verification, and approval.

• Submitting an application does not guarantee loan approval, funding, or specific terms.

• Fees, interest rates, and repayment terms will be disclosed in writing before final agreement.

3. No Financial or Legal Advice

Information provided on our website or in communications is for general informational purposes only and does not constitute financial, investment, or legal advice.

4. SMS/Text Messaging

• By providing your mobile number and opting in, you agree to receive SMS/text messages regarding applications, loan updates, and promotional offers.

• SMS consent is not shared with third parties.

• Message frequency may vary. Standard message and data rates may apply.

• You may opt out at any time by replying STOP.

5. Website Use

• You agree to use the website only for lawful purposes.

• You may not attempt to disrupt or misuse the website, submit false applications, or infringe on intellectual property.

6. Intellectual Property

All content, trademarks, and materials on this website are the property of Hard Money 411 unless otherwise noted. You may not copy, distribute, or reproduce materials without prior written consent.

7. Limitation of Liability

• Hard Money 411 is not liable for indirect, incidental, or consequential damages arising from use of our website or services.

• We make no guarantees regarding website availability, loan approvals, or funding timelines.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, policies, or practices.

9. Governing Law

These Terms and Conditions are governed by the laws of the state in which Hard Money 411 is headquartered, without regard to conflict of law principles.

10. Updates to Terms

We may update these Terms and Conditions from time to time. Updates will be posted on our website with a revised “Effective Date”.

11. Contact Us

If you have questions regarding these Terms and Conditions, contact us at:

• 📧 Email: info@hardmoney-411.com

• 📞 Phone: (888)338-9411

• 📍 Address: 17315 Studebaker Rd #332C, Cerritos, CA 90703